Any money allocated to the Bank Accounts may be spent in the future. Money from these accounts can be allocated back to the Cash account to enable the money to be spent on Directly Held assets and Contracts:
There is a button to confirm if you want this amount omitted from the cash account totals. Use if required.
The ‘Bank Accounts’ screen will show a decrement and the Cash account will show an ‘Internal transfer’:
Once the money is in the Cash account it can be allocated to other investments within the Wrap.